Kotak Mahindra Bank Financial has cheated on marksheet loan

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myself gaurav goel residing at muzaffarnagar in uttar pradesh.i had applied for marksheet loan of amount Rs.5lac on 06/09/2012in kotak mahindraa finance one day danik jagran newspaper me add aaya sa loan ke liye mene usme diye number par call kiya number was 08449674517.he.asked me to submit amount of rs.-2550 charge of documents create by lawyer..i deposited in Mr vikram singh a/c no.-4727000100022337 of punjab national bank.a/c on 7/09/2012. After that they told me to send scan copy of marksheet,photo, bank passbookcopy and one id in your email id- kotakmahindraltd@gmail.com. i send all document in this email id.next day morning they said one message aayega from bank. one message coming that(dear customer your loan has been approved with 5 lakhs,please pay 7000 processing fee to your company regard-YES BANK) that mobile no.(08449256307) then call him then he said he amount only bank security yeh return ho gayegi loan ke sath.then mene kaha mere pass only 6000rs. unhone kaha sahi hai then i deposited in same accont vikram singh in punjab national bank.after deposited unhone us din mera koi phone nahi uthaya.next morning phir unhone 8225 rs insurance he kaha.par mene pucha kaise insurance then he said if suddenly your death then amount recieved by insurance then mene only 5500 deposited in hdfc bank of dharmendra accont that said me. after that unhone kaha 10 minute me aapka paisa accont me aagayaed but evening me aa gayega but not. next morning mene kaha me aapka office dekhna chahta hu then he message me apna address(gmd tower,5 th floor near gleria chowk sec 14 gurgaon).then me gurgaon gaya waha koi office nahi sa aur mudhse mile bhi nahi.aur kaha ki orgit wale yahe hue hai.next moringf mudhe kaha aap loan ki sari formalty puri ho kuti hai.aapko m.D. SHAB KE SIGN KE LIYE UNKA EXPENSIVE 2% DENA HAI .MENE 5000 RS PHIR VIKRAM SINGH KE ACCOUNT ME DEPOSITED . KIYE .aur abhi tak 2 din baadf tak mrer account me koi paisa nahi aaya hai mene total 19000 rs ge diye hai plz help me im very poor.plz refund my money or loan

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